You've got questions? We have answers! Do I have to apply for financial aid every year? What happens to my financial aid in future years? What should I do if my parent loses his/her job and can't afford to help me pay for college? What does it mean if I am selected for verification? What happens if I decide to change my housing status? What options are available for paying the balance remaining after financial aid is deducted? What are my options if my financial aid is in excess of what I owe the college? Can my parents get a loan for my college costs and how much can they borrow? When do we have to pay back federal and private loans? What action is required to secure a Direct Loan? How do I apply for a private educational loan? Can I get a job on campus? How do I find a job on campus? How do students receive their work study wages?